Winnetka-Northfield Chamber of Commerce

Small Business COVID 19 Information Page
Check back often for Updates
Click Here to go to our Email Newsletter archive

Click Here for new operating Guidelines from the Village of Winnetka for Winnetka Restaurants. May 8th, 2020

Governor Pritzker Announces Restore Illinois:
A Public Health Approach To Safely Reopen Our State

Restore Illinois Health Regions

Restore Illinois is a Five-Phase, Regional Plan for Saving Lives, Livelihoods, and Safely Reopening Illinois

Chicago – Building on data, science, and guidance from public health experts and after consulting with stakeholders across the state, Governor JB Pritzker announced Restore Illinois, a five-phase plan focused on saving lives, livelihood, and safely reopening Illinois.

“”We have to figure out how to live with COVID-19 until it can be vanquished – and to do so in a way that best supports our residents’ health and our healthcare systems, and saves the most lives,” said Governor JB Pritzker. “Restore Illinois is a public health plan to safely reintroduce the parts of our lives that have been put on hold in our fight against COVID-19. This is also a data-driven plan that operates on a region-by-region basis, a recognition that reality on the ground looks different in different areas of our state.”

The five-phase plan is guided by public health metrics designed to provide a framework for reopening businesses, education, and recreational activities in each phase. This initial plan can and will be updated as research and science develop and as the potential for effective treatments or vaccines is realized.

The five-phase plan is based on regional healthcare availability and recognizes the distinct impact COVID-19 has had on different regions of our state as well as regional variations in hospital capacity. The Illinois Department of Public Health (IDPH) has 11 Emergency Medical Services Regions that have traditionally guided its statewide public health work. For the purposes of Restore Illinois, from those 11, four health regions are established, each with the ability to independently move through a phased approach: Northeast Illinois; North-Central Illinois; Central Illinois; and Southern Illinois.

Until COVID-19 is defeated, Restore Illinois recognizes that as health metrics tell us it is safe to move forward, health metrics may also tell us to return to a prior phase. With a vaccine or treatment not yet available, IDPH will be closely monitoring key metrics to immediately identify new growth in cases and hospitalizations to determine whether a return to a prior phase is needed.

As millions of Illinoisans continue working together by staying at home and following experts’ recommendations, the result has been a lower infection rate, lower hospitalizations, and lower number of fatalities than without these measures. As the state’s curve begins to flatten, the risk of spread remains, and modeling and data point to a rapid surge in new cases if all mitigation measures are immediately lifted. The governor and his administration continue to urge all Illinois residents to follow the state’s stay at home order and to follow the guidance issued by the state and public health experts.

Phase 1 – Rapid Spread: The rate of infection among those tested and the number of patients admitted to the hospital is high or rapidly increasing. Strict stay at home and social distancing guidelines are put in place and only essential businesses remain open. Every region has experienced this phase once already and could return to it if mitigation efforts are unsuccessful.

Phase 2 – Flattening: The rate of infection among those tested and the number of patients admitted to the hospital beds and ICU beds increases at an ever slower rate, moving toward a flat and even a downward trajectory. Non-essential retail stores reopen for curb-side pickup and delivery. Illinoisans are directed to wear a face covering when outside the home, and can begin enjoying additional outdoor activities like golf, boating and fishing while practicing social distancing. To varying degrees, every region is experiencing flattening as of early May.

Phase 3 – Recovery: The rate of infection among those tested, the number of patients admitted to the hospital, and the number of patients needing ICU beds is stable or declining. Manufacturing, offices, retail, barbershops and salons can reopen to the public with capacity and other limits and safety precautions. All gatherings limited to 10 or fewer people are allowed. Face coverings and social distancing are the norm.

Phase 4 – Revitalization: The rate of infection among those tested and the number of patients admitted to the hospital continues to decline. All gatherings of up to 50 people are allowed, restaurants and bars reopen, travel resumes, child care and schools reopen under guidance from the IDPH. Face coverings and social distancing are the norm.

Phase 5 – Illinois Restored: With a vaccine or highly effective treatment widely available or the elimination of any new cases over a sustained period, the economy fully reopens with safety precautions continuing. Conventions, festivals and large events are permitted, and all businesses, schools, and places of recreation can open with new safety guidance and procedures in place reflecting the lessons learned during the COVID-19 pandemic.

 

Paycheck Protection Program

The Cook County Recovery Initiative is offering quick relief loans, technical assistance and outreach for Suburban Cook County small businesses and gig workers. 
Click Here for Program Information.

Need information on Unemployment for yourself or your employees?

Monday, April 6, 2020, the Illinois Chamber of Commerce hosted a webinar with officials from the Department of Labor and Illinois Department of Employment Securities (IDES) Director Thomas Chan discussed via webinar the vital information for businesses on unemployment requirements for employees and contractors as outlined in the recent federal CARES Act. The recording can be found here. Additionally, frequently asked questions and answers can be found on the Department of Labor’s website and also via IDES’s website. To view the Federal Stimulus Package Unemployment Benefits click here.

As time is of the essence, we recommend that your Paycheck Protection Program Application be made at your current business bank. We also suggest you check each banks website for up to the minute information

Banks Offering SBA Loan Application Processing:

As a Top 5 national SBA lender, Byline Bank’s SBA specialists are ready to support you through the Paycheck Protection Plan loan process. The Congressional Small Business Task Force recently passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The CARES Act includes the SBA Paycheck Protection Program (PPP) to provide quick relief for payroll costs for businesses that have been impacted by COVID-19. Byline Bank is ready to begin processing these loans for you.  https://www.bylinebank.com/ 

BylineBank
100 Green Bay Road, Winnetka
 (847) 784-888

We know many of you have never had to apply for an SBA loan, and the process may seem daunting under the current circumstances. As one of the top SBA lenders in the area, we are here and uniquely qualified to help you and your business navigate this process. At this point, our efforts are focused on helping current customers of Wintrust and its affiliate banks. If you have any questions, please contact your banker. www.northview.com

Northview Bank and Trust
245 Waukegan Road,Northfield
(847) 714-0062 

We have created programs to help existing customers who are experiencing financial hardship and have existing Small Commercial Lines of Credit, Term Loans, Commercial Mortgages, and/or Small Business credit cards.
 
BMO Harris currently offers a Business Credit Card that offers 0% interest for the first 9 months. Businesses can apply by contacting me or any of our Relationship Bankers. (Underwriting qualification apply). This is an option if business owners are needing a 0% temporary line of credit.  I am not pushing our products, just giving you all options and information that I am aware of, and have to offer in an effort to help business owners survive our current economic time.Visit BMO Harris online at www.bmoharris.com
 
BMO Harris Bank                
520 Green Bay Road. Winnetka
(847) 441-4814
 
Current Clients will have the opportunity to process applications for the Paycheck Protection Program (PPP) loans for their business beginning Friday, April 3, 2020. 
Small Business Guidance & Loan Resources; Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19).If you need assistance or have questions, please contact a Relationship Banker. https://www.firstbankhp.com/ 
 
First Bank of Highland Park
1835 First Street, Highland Park,
(847) 432-7800 
 
Close Menu